IN RUSSIA THE INTERNET-PLATFORM E-MOTION FOR SME SUPPORT OFFICIALLY LAUNCHED

25th October 2013

In Russia the Internet-platform E-motion designed to make available credits for small and middle business representatives officially started.

In Russia the Internet-platform E-motion designed to make available credits for small and middle business representatives officially started.

Vincenzo Trani, President of the international company Mikro Kapital (developer platform) informed portal Банки.ru that this year during the work of the E-motion in test mode 25 projects implemented and loans in the amount of 21,67 million rubles were issued.
To obtain a loan through the Internet-platform, you must register and create your account, which presents information about the business purpose of the loan and the interest rate on credit, established through negotiations between the lender and the borrower.

«Platform allows you to build a relationship between the investor and the borrower civilized and technologically, and most importantly, without intermediaries, - Trani said. - We support the guarantees of the reliability for the parties. Previously, of course, we assess the solvency of the borrower, the degree of risks, transparency of trading. We perform a detailed analysis of the borrower's business technology European Bank for reconstruction and development».

 According to the President of the National partnership of microfinance market Mikhail Mamuta, currently 52% of microloans accounted for SMEs. «Process of connection to modern information technologies, mobile services, electronic payment systems significantly reduces risks and increases the opportunities for both parties, - he said. - Today there are about 200 thousand Russian small and medium-sized entrepreneurs and almost half a million individuals in the number of borrowers microfinance system, and potentially it is respectively a million and 10 million borrowers».

For three years, as developers expect, the volume of transactions exceeds 1 billion rubles.

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